Wednesday 25 December 2013
Saturday 2 November 2013
Friday 9 August 2013
Thursday 8 August 2013
Sunday 21 July 2013
Friday 19 July 2013
网上购物问题不少 消协每月接10起投诉
网上购物问题不少
消协每月接10起投诉
最常见的网购投诉是，商家收了钱却不交货。（摄影／邝启聪）
网购热潮延烧，但交易出问题的情况也不少。消协过去1年来，平均每个月接到大约10起关于网购的投诉，其中最常见的是商家收了钱不交货，害消费者白白蒙受损失。数据显示，从去年5月至12月，消协接到大约107起关于网购的投诉，今年截至5月则有50起。
网购带来的另一个问题就是不少人会在冲动下花钱。在万事达的调查报告中，12.5％的受访者说，他们几乎每次浏览购物网站都会下订单。这个数字在2010年和2011年分别是7.3％和11.8％。
国大商学院市场营销系副教授陈素娟分析，购物网站推出限时优惠促销，让消费者产生紧迫感，原本没打算买东西的人，担心错过促销时段，于是没多加考虑便下订单。此外，网站会时不时通过智能手机应用软件发出促销信息，灌输“错过可惜”的想法。
“在冲动下购物的人可能会发现买的东西不适合，于是搁置不用，有时甚至发现零售店卖得更便宜，白白浪费钱。”
资讯科技安全公司Symantec建议消费者，到安全、信誉良好的网站购物，并确保网址开头写有“HTTPS”。这表示网页有加密内容功能，消费者输入的转账资料，将直接送交该网站的电脑系统，防止他人盗取。
消费者也应避免使用公共Wi-Fi无线上网购物，这是因为歹徒可侵入这种无需登录密码的无线网络，窃取使用者输入的转账资料。
网上购物消协4大提醒
调查不熟悉的商家，确定商家身份和网站上注有真实营业地址。
查阅其他买家对该产品或服务的评语，了解商家的送货速度、产品品质，以及售后服务水平。
取得商家的联络方法，若有疑问，就应该问清楚之后才购买商品。
可到会计与企业管制局的官方网站查看商家是否是注册公司。
～以上新闻转载自我报～
最常见的网购投诉是，商家收了钱却不交货。（摄影／邝启聪）
网购热潮延烧，但交易出问题的情况也不少。消协过去1年来，平均每个月接到大约10起关于网购的投诉，其中最常见的是商家收了钱不交货，害消费者白白蒙受损失。数据显示，从去年5月至12月，消协接到大约107起关于网购的投诉，今年截至5月则有50起。
网购带来的另一个问题就是不少人会在冲动下花钱。在万事达的调查报告中，12.5％的受访者说，他们几乎每次浏览购物网站都会下订单。这个数字在2010年和2011年分别是7.3％和11.8％。
国大商学院市场营销系副教授陈素娟分析，购物网站推出限时优惠促销，让消费者产生紧迫感，原本没打算买东西的人，担心错过促销时段，于是没多加考虑便下订单。此外，网站会时不时通过智能手机应用软件发出促销信息，灌输“错过可惜”的想法。
“在冲动下购物的人可能会发现买的东西不适合，于是搁置不用，有时甚至发现零售店卖得更便宜，白白浪费钱。”
资讯科技安全公司Symantec建议消费者，到安全、信誉良好的网站购物，并确保网址开头写有“HTTPS”。这表示网页有加密内容功能，消费者输入的转账资料，将直接送交该网站的电脑系统，防止他人盗取。
消费者也应避免使用公共Wi-Fi无线上网购物，这是因为歹徒可侵入这种无需登录密码的无线网络，窃取使用者输入的转账资料。
网上购物消协4大提醒
调查不熟悉的商家，确定商家身份和网站上注有真实营业地址。
查阅其他买家对该产品或服务的评语，了解商家的送货速度、产品品质，以及售后服务水平。
取得商家的联络方法，若有疑问，就应该问清楚之后才购买商品。
可到会计与企业管制局的官方网站查看商家是否是注册公司。
～以上新闻转载自我报～
Thursday 4 July 2013
New scam targets online sellers
New scam targets online sellers
An elaborate scam that targets people who sell things online has been uncovered.
Regional implementation manager Mark D'Cotta had wanted to sell his iPad mini online, but the transaction fell through after a funds-transfer notification sent by the would-be buyer raised red flags.
After making a deal to purchase the gadget for $450 on Tuesday, the buyer, who had contacted Mr D'Cotta via text message and then through messaging app Whatsapp, said he would transfer over $400 before meeting the seller to get the product.
"I wondered why he or she would want to hand over such a big chunk of the money before meeting, but I agreed and gave the person my bank details," the 36-year-old, who works in the shipping industry, told My Paper on the phone yesterday.
On Tuesday night, the buyer sent Mr D'Cotta a screenshot of an e-mail message allegedly from POSB, which stated that the bank had a "temporary hold" on the funds "until we (the bank) were able to confirm the transaction is legit and to ensure that our POSB Priveledged (sic) Banking has not been used for any form of Money Laundering service".
The e-mail message went on to say that the seller should "proceed sending the parcel to the buyer within 12 hours after the transfer", after which the full amount of $400 would be released to the seller within six hours.
It also included the e-mail address customerservice@posb.com.sg. My Paper understands that the DBS Group, which POSB falls under, does not use e-mail addresses ending with that suffix, nor does it act as a facilitator for the sale of goods and services between individuals.
As his suspicions were aroused, and not wanting to part with his iPad mini without getting the payment upfront, Mr D'Cotta, who noted the grammatical and spelling errors in the message, decided to call off the deal.
He said: "I immediately thought it was a scam and told the person that I didn't want to proceed, but (the buyer) challenged me to call the bank.
"I think it's likely that, if I were to accept that notification as genuine, the person would have made an excuse and asked me to mail (the iPad mini) rather than meet up face-to-face."
Sure enough, a check with POSB yesterday by both Mr D'Cotta and My Paper confirmed that the message had not come from the bank. Mr D'Cotta made a police report last night.
"In my entire life, I've never heard of such a business model, where a bank plays the middleman (for such transactions)," he said.
Responding to queries, a DBS spokesman advised customers to be cautious when transacting with unknown people or sites, and to ensure that the online stores they patronise have secure transaction capabilities.
"Customers should also exercise caution when revealing their account number to a third party. We do not encourage customers to utilise a personal account for business transactions," the spokesman said, adding that investigations are ongoing.
"If the customer suspects that his account information has been compromised or detects any suspicious activity on his account, he should contact DBS immediately on 1800-111-1111."
Banks which My Paper spoke to said that, while there are various security controls and measures in place to protect customers from fraudulent activity, they should still be careful when revealing personal details other than bank-account numbers for the purpose of fund transfers.
There is very little fraudsters can do with just the account number. But coupling these with identity-verification information like addresses, full names and identity-card numbers could better crooks' chances of accessing accounts fraudulently, they said.
~News courtesy of Omy~
An elaborate scam that targets people who sell things online has been uncovered.
Regional implementation manager Mark D'Cotta had wanted to sell his iPad mini online, but the transaction fell through after a funds-transfer notification sent by the would-be buyer raised red flags.
After making a deal to purchase the gadget for $450 on Tuesday, the buyer, who had contacted Mr D'Cotta via text message and then through messaging app Whatsapp, said he would transfer over $400 before meeting the seller to get the product.
"I wondered why he or she would want to hand over such a big chunk of the money before meeting, but I agreed and gave the person my bank details," the 36-year-old, who works in the shipping industry, told My Paper on the phone yesterday.
On Tuesday night, the buyer sent Mr D'Cotta a screenshot of an e-mail message allegedly from POSB, which stated that the bank had a "temporary hold" on the funds "until we (the bank) were able to confirm the transaction is legit and to ensure that our POSB Priveledged (sic) Banking has not been used for any form of Money Laundering service".
The e-mail message went on to say that the seller should "proceed sending the parcel to the buyer within 12 hours after the transfer", after which the full amount of $400 would be released to the seller within six hours.
It also included the e-mail address customerservice@posb.com.sg. My Paper understands that the DBS Group, which POSB falls under, does not use e-mail addresses ending with that suffix, nor does it act as a facilitator for the sale of goods and services between individuals.
As his suspicions were aroused, and not wanting to part with his iPad mini without getting the payment upfront, Mr D'Cotta, who noted the grammatical and spelling errors in the message, decided to call off the deal.
He said: "I immediately thought it was a scam and told the person that I didn't want to proceed, but (the buyer) challenged me to call the bank.
"I think it's likely that, if I were to accept that notification as genuine, the person would have made an excuse and asked me to mail (the iPad mini) rather than meet up face-to-face."
Sure enough, a check with POSB yesterday by both Mr D'Cotta and My Paper confirmed that the message had not come from the bank. Mr D'Cotta made a police report last night.
"In my entire life, I've never heard of such a business model, where a bank plays the middleman (for such transactions)," he said.
Responding to queries, a DBS spokesman advised customers to be cautious when transacting with unknown people or sites, and to ensure that the online stores they patronise have secure transaction capabilities.
"Customers should also exercise caution when revealing their account number to a third party. We do not encourage customers to utilise a personal account for business transactions," the spokesman said, adding that investigations are ongoing.
"If the customer suspects that his account information has been compromised or detects any suspicious activity on his account, he should contact DBS immediately on 1800-111-1111."
Banks which My Paper spoke to said that, while there are various security controls and measures in place to protect customers from fraudulent activity, they should still be careful when revealing personal details other than bank-account numbers for the purpose of fund transfers.
There is very little fraudsters can do with just the account number. But coupling these with identity-verification information like addresses, full names and identity-card numbers could better crooks' chances of accessing accounts fraudulently, they said.
~News courtesy of Omy~
Wednesday 26 June 2013
Thai Writing Workbook for NTU LT9001
Thai Writing Workbook for NTU LT9001
$13.90 (UP $18.50)
HP: 97 four 8 3604
Thursday 13 June 2013
More S'poreans heading online to shop
More S'poreans heading online to shop
It seems that Singapore's appetite for online shopping has grown -- at least, according to the latest MasterCard Online Shopping Survey.
Sixty-five per cent of respondents indicated that they use the internet for online shopping, up 8 percentage points from 2011.
Ninety-one per cent said they made at least one online purchase in the past three months, up from 80.6 per cent in 2011.
The high numbers are attributed to the ease of online shopping as well as the perception that goods sold on the internet are cheaper.
The survey however also showed that there were still concerns over online security.
Forty-two per cent of respondents said they felt insecure shopping online, citing issues such as the sense of security while paying, the price of the item they were buying, and the payment-method.
The survey, conducted between November and December last year, covered 500 people.
~News courtesy of Channel Newsasia~
It seems that Singapore's appetite for online shopping has grown -- at least, according to the latest MasterCard Online Shopping Survey.
Sixty-five per cent of respondents indicated that they use the internet for online shopping, up 8 percentage points from 2011.
Ninety-one per cent said they made at least one online purchase in the past three months, up from 80.6 per cent in 2011.
The high numbers are attributed to the ease of online shopping as well as the perception that goods sold on the internet are cheaper.
The survey however also showed that there were still concerns over online security.
Forty-two per cent of respondents said they felt insecure shopping online, citing issues such as the sense of security while paying, the price of the item they were buying, and the payment-method.
The survey, conducted between November and December last year, covered 500 people.
~News courtesy of Channel Newsasia~
Monday 10 June 2013
Sunday 10 February 2013
Subscribe to:
Posts (Atom)